Veteran Program

Veterans Program

Please download, complete and send the application form to HANDS, via email, fax or mail to be considered for this program.

Click here for Application Form


The federal government has allocated funding to help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own.

Homeowners who qualify for financial assistance may receive up to 12 months of monthly mortgage payments and/or funds to pay past due mortgage payments to bring the mortgage current; these funds are paid directly to the loan servicer/lender.

Mortgage Default

Can't afford your home?
Missed a few mortgage payments?
Afraid you will lose your home?

HANDS can help with FREE Mortgage Default Counseling. A HUD-Certified Counselor will help negotiate with your lender for a payment you can afford.

Click here to Register for Mortgage Default Counseling